Healthcare Solutions (SIHRA)
A Proven Strategy to Reduce Healthcare Spend & Enhance Employee Benefits
For larger, self-funded employers, controlling healthcare costs without reducing benefit options is a constant challenge. What if you could significantly reduce your healthcare spend—by millions—while simultaneously giving your employees a 100% coverage, zero out-of-pocket cost experience? Wise Consulting Group offers a proven, turn-key program that does exactly that.
The Spousal Incentive HRA (SIHRA) Program
This program is a win-win for you and your employees who have access to a spouse's medical plan.
The Process
You offer the SIHRA to eligible employees. Those who waive your company's medical plan and enroll in their spouse's alternate coverage are then enrolled in the SIHRA.
The Employee's Benefit
The program offers to reimburse 100% of their out-of-pocket expenses (co-pays, deductibles, coinsurance).
The Employer's Benefit
You transfer significant health insurance risk and claims to the spouse's employer, resulting in immediate, guaranteed savings, with an average of $10,000 saved per employee moved to a spouse's plan.
The Evidence: Proven, Guaranteed Savings
The SIHRA model is trusted by numerous large organizations.
Case Study Example
A large equipment dealer implemented this program and achieved $1.8 million in cash flow savings in the first two years.
Validated Results
The savings methodology behind this program is so reliable it has earned a $100,000 "Credibility Guarantee" from the Validation Institute.
Our Role & Your Next Step
As a strategic consultant for this program, Wise Consulting Group's role is to introduce this powerful solution to your leadership team and facilitate a no-obligation analysis to project your company's potential savings
Is This Program Right for Your Company?
Self-funded Employers
Companies with 500+ employees on your health plan
Businesses seeking a guaranteed way to lower healthcare costs
Ready to Navigate Your Next Move?
Whether you are contemplating a once-in-a-lifetime transaction or seeking a long-term strategic partner, the first step is a confidential conversation.